Officials with HTLF are reporting a record year for 2021. HTLF, formerly known as Heartland Financial USA, reported net income of $47.6 million for the fourth quarter, which concluded on December 31st. That represents a 26% increase compared to the same quarter during the previous year. HTLF recorded net income of nearly $212 million in 2021, up from $133.5 million in 2020. Headquartered in Dubuque, HTLF is a diversified financial services provider, which offers banking, mortgage, investment and other financial services and has a presence in 12 states, including Iowa, Illinois and Wisconsin.















